Barah saal ki bachat, do saal mein

Chhattis saal ka hoon aur barah saal se ghar se door, desh ke bahar kaam kar raha hoon. Ek factory mein sample testing ka kaam hai — do hafte din ki shift, do hafte raat ki. Yeh saare saal maine ghar paise bheje. Ghar banwaya, bhai ka kaam khada karwaya, do-teen jagah zameen le li, aur baaki mutual fund mein SIP daal di. Jua maine kabhi khela hi nahi. Casino, teen patti, kuch nahi. Mujhe to pata bhi nahi tha ki wo hota kya hai.

Ek saathi trading karta tha. Usne bataya ki stock mein intraday karo. Phir bola isme time lagta hai, option mein jaldi banta hai. Shuru mein ek-aadh lakh gaya, mujhe fark hi nahi pada, kyunki mutual fund mein achha khaasa profit baitha hua tha.

Phir wo pledge wala option aa gaya — apni mutual fund holding girvi rakh ke uske upar F&O karo. Maine apna poora corpus, lagbhag pachhattar-assi lakh, pledge kar diya. Do saal mein wo zero ho gaya. Ek din mein nahi gaya — kabhi chaar lakh, kabhi do, kabhi ek. Aata gaya, jaata gaya. Din mein pachaas-pachaas trade leta tha. Achha trader do-teen leta hai. Main juaari tha, bas screen doosri thi. Aadha nuksaan to sirf brokerage aur charges mein gaya. Kul milaake ek crore se upar.

Salary do lakh mahina hai. Us paise se main aaram se baith sakta tha.

January mein samajh aaya ki ye trading nahi, jua hai. Chaar din band kiya. Phir ek trade liya, profit hua, aur ek mahine mein itna aa gaya ki laga sab wapas mil gaya. Wo bhi gaya, aur uske upar athaarah lakh aur. Profit aate hi purana dard aadmi bhool jaata hai — yahi meri sabse badi galti thi.

Pichhle Thursday maine dono app delete kar diye, jo bacha tha nikaal liya. Ab das lakh hai. Meri biwi ko aaj tak nahi pata; usse lagta hai mere paas saath-sattar lakh pade honge. Do bachche hain, wo unhe akele sambhal rahi hai. Maine socha hai jab bees-pachchees lakh phir se jod loon, tab bataunga.

Karza mere sar par nahi hai. Bas yahi ek cheez bachi hai. Aur mujhe darr yahi hai — ki agar karza chadh gaya to main kuch galat kar baithunga, ya apne hi saath kuch kar loonga. Mera ek dost tha, solah saal ka, hafte ke byaaj par ek lakh liya tha aur latak gaya tha. Us waqt maine socha tha, ek lakh ke liye kaun marta hai. Aaj samajh aata hai.

Isliye yeh mera last stop hai. Raat ko neend nahi aati. Bas ginti kar raha hoon ki ab kitne saal aur yahan rehna padega.